commit 0ead296af20cf7cedef3384d040f14994c9606ec
Author: virgietremblay <wchwanegunwr70@nestmailbox.com>
Date:   Fri Dec 5 07:48:06 2025 +0000

    Add 'How to Build a Goal-Based Investing Plan'

diff --git a/How-to-Build-a-Goal-Based-Investing-Plan.md b/How-to-Build-a-Goal-Based-Investing-Plan.md
new file mode 100644
index 0000000..f44f29b
--- /dev/null
+++ b/How-to-Build-a-Goal-Based-Investing-Plan.md
@@ -0,0 +1,2 @@
+<br>Start with goals, time horizons, and cash flow. Translate each goal into a target amount and date, then map investment risk and liquidity accordingly. Use diversified building blocks and keep costs visible. Create an investment policy with rebalancing rules and guardrails for  [financial advisor near me](https://git.ypepin.com/cecilreinhard) savings and withdrawals. [Coordinate](https://www.behance.net/search/projects/?sort=appreciations&time=week&search=Coordinate) taxes, accounts, and estate documents so the plan operates smoothly. Review annually to adjust contributions, allocations, and contingencies. Discipline and clarity are the edge.
+<br>
\ No newline at end of file